Need financing? We are going to place you into the motorist’s chair.
Easy loan process with great prices, a number of terms, much less fees than many other loan providers.
Get authorized, or pre-approved, quickly to get on your way.
Our expert and friendly loan officers can help you determine what choice will be able to work well for perhaps you personally or you can see certainly one of our numerous partner dealers for support – click on this link for a complete list. They are able to finish your GECU loan paperwork directly onsite during the dealership.
In addition, you want to allow you to protect your purchase that is new provide you with the solution to sign up for Payment Protection and assured resource Protection (GAP) on your own loan.
GECU Graduate Car Finance System
Congratulations! You’ve worked difficult, now let us allow you to get on the way to success. Our Graduate car Loan Program gives graduates the possibility to buy a car at a rate that is reasonable with small or no credit score.
- Will need to have finished when you look at the year that is last will graduate within the next six (6) months having a Masters, Bachelors, or Associates level from a certified U.S. University or medical college
- Supply a pay stub from employer verifying employment that is full-time dedication page of work (must start work within 60 times of agreement date)
- Minimum earnings of $1,400 every month
GECU First-Time Buyer Car Loan System
Why don’t we assist fund your set that is first of – despite having little if any credit rating! Our low prices and versatile payment terms allow it to be because affordable as you can to invest in your brand-new automobile, plus you will be building an optimistic credit score in the act.
- Minimum six (6) months of employment history; evidence of residence and income required
- The least $1,400 each month
- No credit history that is adverse
- Two references that are valid
Car Buying Solution
Whenever you’re trying to find your car that is next GECU’s free Member Automobile Assistance Program (MAAP)! MAAP eliminates the guesswork by providing you the manufacturer’s recommended price that is retailmsrp) on any car. This information that is valuable assist you to negotiate a reasonable cost in your new car purchase. Documentation may be supplied containing information about:
- Factory invoice cost for base automobile
- Sticker price for base automobile
- Standard gear on base car
- Factory invoice cost for the maker installed options and option packages
- Car or truck for the company installed options and choice packages
- Cargo costs
- Predicted marketing expenses
Our representatives will also help you determine your car or truck trade-in value as well as sale value that is private. Furthermore, they could help you with contact information to your partner dealers and tips about how to negotiate together with them.
Contact a MAAP agent today for aid in buying or attempting to sell an automobile!
APPLY NOW – It Is Easy!
- Apply online
- Go to one of our partner dealers and apply onsite during the dealership
- Phone that loan officer at: 513.243.4328 or 800.542.7093
- See any branch location
We offer on line Banking and our app that is mobile to for free; nevertheless, message and data prices may use. Speak to your service provider for details.
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Subscribe to On Line or Cellphone Banking!
Register to easily manage your loan today! Put up alerts, make re payments, and view your FICO® Score 24/7 through Online Banking or our mobile application.
Residence & Land Loans
United Credit Union provides many different mortgage loans, including fixed-rate and adjustable-rate mortgages that are first house equity loans. So that you can qualify, you need to live or work with certainly one of our 16 counties, and also the home must certanly be positioned in certainly one of our 16 counties also. A summary of those counties is available by pressing right right here.
Very Very First Mortgage Mortgage Loan
Think about UCU first whenever you are hunting for the true house of the aspirations — we are able to help to make your aspirations be realized, with that loan this is certainly tailored simply for you. Features covered:
- Home purchase or refinancing of a current mortgage loan
- Terms as much as three decades
- Qualified applicant may borrow as much as 97% of purchase cost or value that is appraisedthe reduced associated with two) on purchase. (Loan-to-value can be lower on particular kinds of houses. )
- Please demand current interest fee and rate information
- Pick from fixed, 1 year. Adjustable, 3 year. Adjustable or 5 year. Adjustable prices
Residence Equity Distinct Credit (HELOC)
Begin a UCU Residence Equity credit line and draw you need funds for just about anything: a child’s college education, a new car or boat, home addition or improvements, a fun vacation, Christmas, or whatever else your loan needs may be on it whenever. Interest calculated just from the quantity your debt. Other features include:
- Borrow as much as 90% of your house’s value minus first mortgage stability if very very first mortgage is held at United Credit Union or if perhaps no present home loan. Borrow as much as 80% of your property’s value minus first mortgage stability if very very first home loan is held at another loan provider.
- Just available in your main residence
- Draw period of 5 years
- Minimal or no Closing Expenses
- May use cash for nearly such a thing
- Readily available – online account access, TLC, phone as well as in individual
- Adjustable price according to prime credit and rate worthiness, to not ever go beyond 18% APR*
- Speed subject to adjustment monthly
- Credit lifestyle is present with this item (Not NCUA/NCUSIF insured)
Fixed Speed Residence Equity
If you do not need the freedom of a credit line and want to do https://cashusaadvance.net/payday-loans-me/ have more interest stability, a set Rate Residence Equity loan could be exactly what you are searching for. You nevertheless make use of your many effective borrowing tool to finance almost anything: an unique getaway, university training, bill consolidation, etc.
- Borrow as much as 90% of your house’s value minus first mortgage stability if very very first mortgage is held at United Credit Union or if perhaps no present home loan. Borrow as much as 80% of your property’s value minus first mortgage stability if very first home loan is held at another loan provider.
- Minimal or no Closing Expenses
- Minimal loan of $2500
- May use cash for nearly any such thing
- Fixed price throughout lifetime of Loan
- Price based on prime credit and rate worthiness
*APR = Yearly Portion Price
UCU provides land loans. Whether you’re looking to purchase searching land or land for the next create, we possess the loan that’s right for you personally. In the event that land you want to buy or refinance is actually for individual usage, please contact our Mortgage Department.
Construction Loans- Not Available
When you are thinking about borrowing and also you’re thinking BIG, think about United Credit Union. You can expect affordable prices, versatile terms as well as the solution you’ll depend on when creating one of several financing decisions that are biggest you will ever have. Aim to us first, and you’ll find a courteous, knowledgeable, expert staff prepared to be practical.
To learn more, please email our Mortgage Department or phone: 573-581-8651.